Before we get into looking at setting long term goals, we will introduce six fundamental finance concepts. Known as Time Value of Money (TVM) calculations, these six concepts allow us to know move the value of a dollar over time and determine what it’s worth will be. In this module, we will cover the five sequential steps for money use, focusing on the investing in the capital markets, both for stocks and fixed income investments. We will review different types of accounts that individuals may use in order to reach their long-term financial goals.